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Kenneth Lawrence
Loan Production Manager
NMLS ID #: 153468
Office: 661-949-3388 x115
Mobile: 661-916-0735

Ken Lawrence has over 38 years in the Antelope Valley real estate and mortgage industry. For the past 16 years he has been a loan originator and Loan Production Manager for the local GEM Mortgage Branch. The local branch has been awarded the GEM Mortgage Branch of the Year Award for the past 15 years and Ken has been included in the Golden Empire's Chairman's Circle each of the past 15 years, including the Gold, Diamond, Platinum and Top Producing Loan Originator Awards. The branch has been voted the Antelope Valley’s Best Mortgage Company 9 times by the readers of the Antelope Valley Press Newspaper. Ken has received the 5 Star Mortgage Lender Award from Los Angeles Magazine for the past 3 years for client satisfaction. The Branch has closed close to 8000 loans totaling $1,270,000,000.00 since 2000 with Ken being responsible for close to 2700 loans totaling $424,000,000.00 during this time period. He participates in numerous educational events to provide him with the most up to date mortgage technology and program guidelines that are constantly changing. He has also taught Real Estate Financing at Antelope Valley Community College as an adjunct professor.

He and his assistant, Tiffany Grantham, strive to ensure that each client receives the highest level of service and consideration to obtain the mortgage that will best meet their needs, including Veterans, First-time buyers, move up buyers, retirees and investors.

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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Hawaii: GEM conducts business in the state of Hawaii under Mortgage Loan Originator Company license no. HI-2427 issued by the Hawaii Division of Financial Institutions, Department of Commerce and Consumer Affairs.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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